depending on which way you look at it

my idea is with bank of america and their "keep the change" offer ...
if youre not a bank of america customer , you need to join using an existing customer as referal .
you dont need to have a referal , but they pay you BOTH $25.00 !!!
so strait away you are 25 in profit , or if your wife refers you its 50

you need to open both savings and checking accounts , 25.00 in each to open .
for the next stage of the plan , you enrol in the "keep the change" program .
this rounds-up all purchases on your card and transfers them to the savings account ...
eg : spend $10.02 , 98cent goes into your savings account .
an handy way to save , but heres the thing .....
b.o.a. match your savings for ther first 3 months , upto a limit of $250.00

now thats a lot of change , and a lot of purchases ......
heres the work you have to do (nothings really free)
you need to go to fuel stations that take cards at the pump , make sure you press credit and not debit , and my local mobil charges .45c so they're out .
you need to insert your card , select grade , and put $1.01 in

this transfers .99 to your savings , then b.o.a. match it !!
your gas just cost you 2 cents

you can only do it twice , then you get a "see cashier" message ... time to move on ..
i have a cross junction local with 3 gas stations on it . i can fill my tank quarter full everyday for about 6 cents !!!!!!!
dont forget , they transfer the keep-the-changes everyday , so after the first week you have saved enough to withdraw the 25bucks you originally had to fork out to open the account and put it into your checking account to spend on more fuel (or 99cent tacos)

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