Bobby WELKER
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Posts: 77
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« Reply #35 on: December 20, 2010, 12:16:33 am » |
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Hello 65 bug, my friend is going through the same situation,right now as we speak, obviously, You and your health are priority. Hope you feel better. His insurance stepped up, Allstate, but gave him fair market value,even though he probably had over 50k in this truck, they gave him 13k ?? the truck we speak of was rear-ended by a full size truck at 45 miles per hour and pushed into on coming traffic and slammed in the front, by another full size pickup, The firefighters on scene said the only reason your wife wasn't killed was because of the full roll cage in the truck. Which on the side note, we made fun of him for, what fool's we were. the only thing left was the cab, the front end was smashed, the block was shoved into the firewall, knocking the dash into her lap, the bed was about 4 feet shorter, luckily the horizontal bar across the back kept the bed there. She's fine only whiplash and small cut on her knee from dash. So good luck my friend hope all is well.
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Just_Dave
Newbie
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Posts: 37
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« Reply #36 on: December 20, 2010, 09:19:05 pm » |
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He said he thinks they will probably just total the car for my insured value.
I'm not aware of the laws in your state, but in Florida, your insured value means squat if the guy who hit you's insurance is paying. You deserve to be made whole again, even if it's double what YOU have your car insured for. |
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Just_Dave
Newbie
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Posts: 37
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« Reply #37 on: December 20, 2010, 09:24:20 pm » |
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keeton,
Thanks for the help. Had it insured for 15,000.00. However, the deductable will be taken out of that when I get my check.
Dude, STOP! Why are you paying your deductible if he hit you? You are being taken for a ride. If you don't want the car totalled, then you can fight with them to fix it. It's not their decision it's yours. They are playing you like a fiddle and you're tapping your foot right along to the beat. You may want to consult a lawyer at this point before you end up owing THEM money. |
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65bug
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« Reply #38 on: December 21, 2010, 01:54:26 am » |
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Dave,
I have not paid them anything yet! I have a attorney now and they will be getting with it here shortly.
They are going to pay me for everything! Thanks for the help and I will keep you all posted!!!
It can't happen fast enough for sure. And it's right before Christmas and New Years.
So, I have to try and have a little patience.
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65bug
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« Reply #39 on: December 22, 2010, 09:06:11 pm » |
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My insurance totaled the car as well. Waiting for a offer, or to send paperwork to them. Title and registration.
If they make me a descent offer I may keep the car. If not I will start looking for another.
Hate to lose the motor. That is a German Pauter stroker crankshaft. Steve Tims excellent heads, and 48 Dellortos.
Very very little miles on any of it!
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gkeeton@zbzoom.net
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« Reply #40 on: December 22, 2010, 09:47:25 pm » |
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I would make an effort to get the car. Even if you don't get it fixed, I'm sure someone would be willing to buy the shell off of you to repair. If you decide not to get it from your insurance company, it will go to an insurance salvage auction, and will most likely be bought for a few parts, then crushed. I've fixed totaled cars with way more damage than that, and I'm sure someone would want it, even without the drivetrain.
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65bug
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« Reply #41 on: December 23, 2010, 01:11:55 am » |
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gkeeton,
Thanks! Yea, I think I am going to try and keep the car if the offer is good. I used all top quality parts on that motor. All brand new stuff except the 48 dells. They where rebuilt.
I have some ideas on what to do. I will discuss them after if and only after I receive the car.
Thanks for the kind words!!!
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65bug
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« Reply #42 on: January 09, 2011, 01:48:16 pm » |
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Hey guys,
Car was totaled on Friday from my insurance company. Next week I will get a offer on it from them to allow me to keep it.
It's a crap shoot here and they know it too. We will see what happens.
I will have a offer by Friday of next week.
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Glenn
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« Reply #43 on: January 09, 2011, 02:00:28 pm » |
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A good friend had is 58 Bus totaled by the insurance company. They way it worked for him they auctioned it off to the highest bidder and then gave him the opportunity to match it. The top bid was low so he grabbed it.
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KAFUR1
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« Reply #44 on: January 09, 2011, 06:38:15 pm » |
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i would buy it back for the motor if anything!
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65bug
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« Reply #45 on: January 09, 2011, 08:25:14 pm » |
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Thanks Glenn! Yea, I think thats what they are doing but I am not 100% sure. If so, thats fine.
I decided I am keeping my "heart" out of this. There is a gamble in this, so its got to be cheap or they can come take it.
Times are tough, and I have a family to support.
Glenn, does you newer beetle seem to be more quiet with the motor then a older 60's beetle?
I am assuming it is. Just thought I would ask.
Thanks
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gkeeton@zbzoom.net
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« Reply #46 on: January 10, 2011, 09:02:21 pm » |
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A good friend had is 58 Bus totaled by the insurance company. They way it worked for him they auctioned it off to the highest bidder and then gave him the opportunity to match it. The top bid was low so he grabbed it.
Thanks Glenn! Yea, I think thats what they are doing but I am not 100% sure. If so, thats fine.
I decided I am keeping my "heart" out of this. There is a gamble in this, so its got to be cheap or they can come take it.
Times are tough, and I have a family to support. If that's the way the insurance company is going to work it, that really sucks. If people at the auction know what they're looking at, it will go for a fairly high bid. Then it will be stripped, and crushed. I hope it turns out differently. Good luck! |
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65bug
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« Reply #47 on: January 10, 2011, 09:19:45 pm » |
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I am praying I get it for a good price!
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65bug
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« Reply #48 on: January 12, 2011, 05:17:21 pm » |
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California law for salvaged vehicles. Information to all you guys out there that are interested:
What's a Salvaged Vehicle?
California defines a salvaged vehicle as one that has been either totally destroyed or damaged beyond what the insurance company is willing to pay to fix it, so the owner never gets the vehicle repaired. Depending on its condition, one of several things may happen to the car.
The first of these is that the title is exchanged for a Salvage Certificate issued by the California Department of Motor Vehicles. This becomes the new ownership document; in other words, a salvage vehicle in California has no title.
Salvaged vehicles are often sold to wrecking yards for scraps and parts. Even cars that have been in bad accidents often have some working components that other people need for their own projects.
Resurrecting a Salvage Vehicle**********
Sometimes, a salvage vehicle can be driven again. Even if an insurer says a car is totaled, it might actually be fixable.
Used car dealers purchase totaled vehicles at auction, repair them, and then resell them to the public. When a salvaged vehicle is repaired to street-worthiness, the Salvage Certificate is exchanged for a special title so it can be legally sold. This title says "Revived Salvage." It will never get a clean title again. At this point, the vehicle may be reregistered.
How to Spot a Salvage**************
In the private market, the easiest way to spot a salvage is to look at the title. It will either say "Revived Salvage" or have a Salvage Certificate instead of a title. By taking away the title, California is protecting consumers against buying a salvage vehicle without knowing it.
Great info and it now makes me a bit more comfortable knowing whats going on!
Thanks to all you guys for all the help and information! I love Cal-Look.com and will at some point have another bug!
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madoski
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« Reply #49 on: January 13, 2011, 02:05:31 am » |
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Good info. I have a r-salvage title (California), or whatever it's called on my Bug. I've never worried about it. In fact, it had very minimal damage, I'm suprised they would have totaled it. It's had the rear apron replaced, along with the firewall sheetmetal from about the middle of the rear fenders back. I bought it specifically because it was one of the most original unmolested unrestored Bugs I had seen. I had to get a brake and lamp inspection to get it registered and off the non-driver salvage title. Pretty easy. Anyone could take one look at it and see that it's a really solid car.
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65bug
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« Reply #50 on: January 14, 2011, 01:17:54 am » |
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Kafer1,
Yea, I want it. But it will have to come real cheap! In the meantime, I wait and plan.
Madoski,
Glad I could be of help. Just about everything about California "Sucks" anymore! They have ran this state into the ground, and the idiot tree huggers have ran all the businesses out. It will take the state filing for bankruptcy and them losing their jobs to start to become more business friendly. They are that corrupted and unintelligent.
The laws get worse and new ones added yearly...........lol
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65bug
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« Reply #51 on: January 14, 2011, 11:04:07 pm » |
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Hey guys,
Today I purchased the bug back for 1350.00. We will see how it goes next week. Waiting for my check.
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fifty-five
Junior
Offline
Posts: 218
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« Reply #52 on: January 14, 2011, 11:28:34 pm » |
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Cool, I hope it goes well for you. This seems to have been dragging on for awhile.
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1955 Ragtop
2276 under the deck turbo
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gkeeton@zbzoom.net
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« Reply #53 on: January 14, 2011, 11:32:08 pm » |
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Hey guys,
Today I purchased the bug back for 1350.00. We will see how it goes next week. Waiting for my check.
Coooooool! That's great! I'm glad it will be saved! So what does this mean money wise? You mentioned that you had recently raised the insurance value to $15,000. So does this mean you got paid out the $15,000 for it being totaled, and minus your $1350 buy back, you now have $13650 for repairs? For all the hassel you've had to go through, I hope that's the case. You had mentioned about a "Revived Title" if you were going to get a Salvage Titled vehicle repaired. In Pennsylvania, when the vehicle is inspected for road worthyness, any part that was used for repair needs to have documentation, mainly a receipt for the part to show it wasn't stolen. And if you used a part from a junkyard vehicle, you needed the VIN # from that vehicle, so the State can verify that vehicle is a Salvage Titled vehicle. It may be different in California, but before you start any repair work, do some more research. I'm glad it seems to be working out well so far! |
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65bug
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« Reply #54 on: January 15, 2011, 01:22:44 am » |
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gkeeton, Your correct. 15000.00 minus my deductable, minus 1350.00. This will leave me with 11,650.00 Once the paper work is all settled, then I get another check for the remainder. Thats the deductable monies. I will find out Monday why it's held up longer. Possibly paperwork?  A few more questions arise and come to mind: 1. I think now if I re-register it as a "revived title" car, I CANNOT re-insure it as a classic car. If this is the case, I will have to get regular car insurance on it. This will cost me alot more money! So, I may be better off to pull the engine and trans, go through them and purchase another car with a clean title. I paid 265.00 I think it was a year from full coverage collector car insurance. So I need to do some research and talk to a different insurance carrier now. Fifty-Five, Thanks! Not too bad considering this had gone on through the two largest holidays of the year! Christmas and New Years! I am pretty happy for the most part with the way they handled it. My neck and shoulder still bother me. I would recommend anyone with low back seats to change them out to high backs!!! Yes, the vintage look will take a hit, but if your slammed from behind, it more then likely will save you neck.... |
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65bug
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« Reply #55 on: January 16, 2011, 07:54:17 pm » |
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Question:
Is that cb performance fan shroud kit for 159.00 any good? Is that shroud on par with a original doghouse?
The kit comes with a new cooler as well and a extra wide fan. Looks clean! And no fresh air ducts on it to give more workable room.
Anyone use this kit?
Thanks
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fifty-five
Junior
Offline
Posts: 218
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« Reply #56 on: January 17, 2011, 08:11:52 pm » |
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Make sure it's a welded fan if you plan on revving it very high. Don't ask me how I know...lol
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1955 Ragtop
2276 under the deck turbo
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65bug
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« Reply #57 on: January 17, 2011, 08:49:47 pm » |
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Fifty-Five,
LOL. Yes, my first Scat killer bee fan grew inside my shroud. Mark over at Gene Berg had to cut it out with a torch.
My Berg fan was excellent. It lasted until it was rammed into by a SUV.
I will get another Berg fan! Worth every penny! Cb Performance told me their aftermarket fan kit did not cool as good as a factory dog house unit.
At least they where honest about it! So I am looking for a new shroud with no fresh air ducts.
I think that will make a big difference not only in looks but it will give me some more room as well.
Looking to make it a little more pretty this time around!
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65bug
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« Reply #58 on: January 27, 2011, 11:02:23 pm » |
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Hey guys,
Got my fist insurance check. So, I picked up a 1965 decklid and a doghouse shroud. Anyone cut the our outlets off and weld theirs up?
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65bug
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« Reply #59 on: January 27, 2011, 11:05:31 pm » |
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The decklid dents where really minimal and I have started knocking the dents out from the collision. I was lucky, as both sides or ends of the decklid where untouched!
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65bug
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« Reply #60 on: January 27, 2011, 11:08:48 pm » |
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A little more work and it will be good enough to start putting the new insulation(tar board) back in place. I was thinking of lining it first with quick roof. What do you guys think for better sound proofing?
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65bug
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« Reply #61 on: January 27, 2011, 11:12:18 pm » |
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I was really lucky with the motor. Nothing was touched. Only the fan shroud, oil cooler smashed, cylinder tin a little bent up. I lost my Berg fan too.
I also found my China oil cooler adapter was leaking!!!! So, I am looking for a original VW one. I thought my rear seal was leaking, but it was the adapter for the cooler!
So I got a few more things to purchase, but I am getting there!
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martin
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« Reply #62 on: January 28, 2011, 10:35:19 am » |
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A little more work and it will be good enough to start putting the new insulation(tar board) back in place. I was thinking of lining it first with quick roof. What do you guys think for better sound proofing?
I like the idea of insulating that area for heat. The last thing you need on a hot day without A/C is heat coming in from the motor. |
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68 White 2.3 efi turbo 194hp/240tq RWHP no boost!
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65bug
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« Reply #63 on: January 28, 2011, 05:40:34 pm » |
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Martin,
Thanks for the input! I cannot wait to see you get your car running!
I should have mine back up and going in 4-8 weeks! Still rounding up OEM parts I need! It's tuff finding some of the pieces!
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fifty-five
Junior
Offline
Posts: 218
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« Reply #64 on: January 28, 2011, 06:49:37 pm » |
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I'm glad its all shaping up in the end.
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1955 Ragtop
2276 under the deck turbo
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65bug
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« Reply #65 on: January 28, 2011, 07:50:12 pm » |
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fifty-five,
Thanks! Yea, I decided to give it another go! I got alot of fun work to do. I really want to concentrate this time on making the motor look more cleaner! I may be cutting the air outlets off the shroud tomorrow!
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fifty-five
Junior
Offline
Posts: 218
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« Reply #66 on: January 29, 2011, 09:27:45 am » |
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It may actually be a blessing. Now you get a second chance to make the changes you've thought about and have some cash to make it happen.
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1955 Ragtop
2276 under the deck turbo
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